Factoring at Aros Kapital is an efficient financing solution that helps your business unlock capital and optimize liquidity. Through our digital integration, you receive automated bookkeeping, making the process simple and time-efficient.
When Aros Kapital purchases your invoices, we assume the entire credit risk and finance the full invoice amount immediately. This allows your business to close the accounts receivable on the balance sheet, improving key financial ratios and strengthening the company’s financial position. You no longer need to worry about late payments or credit losses and can instead focus on growth and development.
We also offer financing for export invoices, providing you with security and flexibility when conducting international business. With our dedicated team and smart systems, you gain access to more efficient administration and quicker access to capital that would otherwise be tied up in unpaid invoices.
Factoring without recourse
Aros Kapital finances the invoice and takes responsibility for the credit risk in cases where your customer is unable to pay the invoice or goes bankrupt.
Factoring with recourse
Aros Kapital finances the invoice, but unlike factoring without recourse, however, Aros Kapital does not assume the credit risk in cases where your customer does not pay. Instead, the invoice is normally returned to you after 15 days from the due date.
Billing service
Aros Kapital offers administration and follow-up of the invoice. As a customer, you receive liquidity for the invoice when your customer pays the invoice to Aros Kapital.
